Stuck waiting on a certificate
Wrong holder name. Missing endorsement. Your crew sits idle.
We get it right the first time.
Texas Contractor Insurance. 50+ Carriers. One Fast Quote.
GL, workers comp, auto and tools coverage. Answer 6 quick questions. We shop the market and call you with options.
- 60 second form
- Callback in 1 business day
- No obligation
You're all set.
We're shopping your quote now. Nothing else to do.
- Your advisor calls within 1 business day from (469) 656-8477.
- You get your options in plain English. You pick.
- We bind it and send your certificates.
- 5.0 on Google90+ client reviews
- 50+ carriersShopped in one call
- Real advisorNot a call bot
- 10 years in PlanoLicensed in Texas
Sound familiar?
The wrong policy costs more than the premium.
A claim on finished work
A panel or fitting fails months later. Weak policies don't pay.
Strong completed ops coverage.
A surprise audit bill
Uninsured sub payroll gets charged to you at year end.
We track subs and prep your audit.
A denied truck claim
Personal auto excludes business use. The claim gets denied.
Proper commercial auto.
Fast and done for you
You spend 60 seconds. We do the rest.
160 seconds
Tell us your trade
Trade, crew size, vehicles. No paperwork to start.
21 business day
We shop 50+ carriers
Your advisor calls with your best options, explained simply.
3You're covered
You pick. We bind.
We issue your certificates so you can start the job.
- Coverage gap check
- GC contract review
- Class code check
- Certificates on file
Start my 60 second quote
If your current policy is the better deal, we'll tell you.
Built for your trade
We know which carriers want your trade.
Electricians
Your biggest risk is the job you finished six months ago.
- GL with completed operations
- Workers comp on real class codes
- Commercial auto for vans and trucks
- Tools and equipment, on and off the job
HVAC
Rooftop falls, refrigerant, coils that leak after install. Most carriers price it wrong.
- GL with completed operations
- Workers comp for rooftop and attic work
- Commercial auto for service fleets
- Gauges, recovery machines and test gear
Plumbers
Water damage is the most expensive claim in the trade, and it usually shows up after you leave.
- GL with strong completed operations
- Workers comp including trenching
- Commercial auto for service vehicles
- Pollution liability for sewer and septic
General contractors
You carry everyone else's risk, on a deadline.
- GL with the endorsements owners require
- Workers comp, including uninsured subs
- Builder's risk by project
- Umbrella for larger contracts
Real Google reviews
Fast answers. Real people. Every time.
5.0from 90+ reviews
"He answers back quickly ... and follows up on matters I've asked about."
"Knowledgable, very responsive, answers all my questions clearly and patiently."
"Now we can trust that RJ and his team will shop it for us."
Quick answers
Questions contractors ask
How fast can I get covered?
The form takes 60 seconds and your advisor calls within one business day. Pick "ASAP" if a job is starting and we'll prioritize your file. Need it today? Call (469) 656-8477.
Do I have to sit through a long sales call?
No. Send the form and we do the shopping. Your advisor reaches out with options and only asks what's needed to finalize the quote.
Do I need workers comp in Texas?
It's optional by law, but most GCs and owners require it in their contracts. For working contractors the practical answer is almost always yes.
A GC wants additional insured and waiver of subrogation. Can you add that?
Yes. Both are standard. We add them to your policy and issue the certificate that shows them.
I've been dropped by my carrier. Can you help?
Usually. With 50+ carriers, we know which markets are writing your trade in Texas right now.
Your next job won't wait. Your coverage shouldn't either.
60 seconds now. Options from 50+ carriers within one business day.